Highway Safety Statistics; This link provides you with up to date information on safety issues as well as information about vehicle safety ratings, research statistics, laws and regulations, news releases and current news reports. more info...
Auto Recalls; At this link you’ll find information from the National Highway Traffic Safety Administration’s available Database Files. Each search engine displays a brief description of what it does. more info...
Statewide Insurance requirements; At this link you will find lemon laws, drivers license, registration, title information and insurance requirements. more info...
Insurance Company Ratings: This link provides the consumer with insurance information as well as access to current auto news, events, auto ratings and analysis, news research as well as products and services. more info...
Insurance Information; Links to information about Auto Insurance as well as Life, Home Business, Travel, Health, Disability and Long Term Care Insurance. more info...
Standard & Poors; This site provides the consumer with access to information about the financial strength ratings of insurance companies, plus detailed financial Insurer Profiles on nearly 4,000 companies. more info...
Insurance News Network; Links to a key provider of insurance industry information, with a goal of keeping insurance professionals current on critical, need-to-know industry news. Helping industry professionals to make better, faster and more informed decisions. more info...
Life Insurance
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InsPolicy.com provides life insurance quotes in all states throughout the U.S. Getting an insurance quote is FAST and FREE! Receive multiple quotes from the carriers you select. In addition, you can even be reminded of important dates, such as your policy renewals. In addition to free life insurance quotes, search our site for informative insurance information.
What Types of Life Insurance Are Available?
Life insurance falls into two major categories: term insurance and permanent insurance.
Term Life Insurance
Term insurance covers you for only a certain period of time (a "term"), not for your entire expected life. It pays death benefits only if you die during that period. This type of policy is purchased to cover certain needs that might disappear over time such as a mortgage, car payments, or short-term debts.
Permanent Life Insurance
Permanent insurance provides lifelong protection. As long as you pay the appropriate premiums, the death benefit will be paid. In addition permanent insurance also provides an opportunity to build cash values tax-deferred. These cash values may be accessed through tax-advantaged loans and withdrawals.
