Highway Safety Statistics; This link provides you with up to date information on safety issues as well as information about vehicle safety ratings, research statistics, laws and regulations, news releases and current news reports. more info...
Auto Recalls; At this link you’ll find information from the National Highway Traffic Safety Administration’s available Database Files. Each search engine displays a brief description of what it does. more info...
Statewide Insurance requirements; At this link you will find lemon laws, drivers license, registration, title information and insurance requirements. more info...
Insurance Company Ratings: This link provides the consumer with insurance information as well as access to current auto news, events, auto ratings and analysis, news research as well as products and services. more info...
Insurance Information; Links to information about Auto Insurance as well as Life, Home Business, Travel, Health, Disability and Long Term Care Insurance. more info...
Standard & Poors; This site provides the consumer with access to information about the financial strength ratings of insurance companies, plus detailed financial Insurer Profiles on nearly 4,000 companies. more info...
Insurance News Network; Links to a key provider of insurance industry information, with a goal of keeping insurance professionals current on critical, need-to-know industry news. Helping industry professionals to make better, faster and more informed decisions. more info...
Legal
Legal Disclosure
IMPORTANT LEGAL INFORMATION REGARDING THIS INSPOLICY WEB SITE
Your use of this InsPolicy Web site is subject to the conditions and qualifications described below. By using this InsPolicy Web site, you agree to accept such conditions and qualifications
No Warranties; Limitation of Liability.
This Web site includes information, documents, and materials (collectively, the "Contents") that are subject to change without notice. InsPolicy expressly disclaims any obligation to keep Contents up to date or free of errors or viruses, or to maintain uninterrupted access to this Web site.
This Web site (including all Contents) is provided "AS IS."
Users of this Web site should understand that all Contents have been electronically converted from the media from which originals were produced. InsPolicy has not tested or verified the accuracy or completeness of the conversion process.
InsPolicy assumes no responsibility for errors or omissions in any Contents, including Contents that are referenced by or linked (by hypertext links) to third party Web sites. InsPolicy makes no representations or warranties of any kind whatsoever for the Contents or third party Web sites or for any products or services mentioned or offered in the Contents or in third party Web sites.
InsPolicy disclaims any express or implied warranties related to the use of this Web site (including all Contents and third party Web sites), including, without limitation, merchantability, suitability, non-infringement, or fitness for any particular purpose.
InsPolicy shall not be liable for any errors contained herein or for any damages whatsoever arising out of or related to the use of this Web site (including all Contents), including, without limitation, direct, indirect, incidental, special, consequential, or punitive damages, whether under a contract, tort, or any other theory of liability, even if InsPolicy is aware of the possibility of such errors or damages.
No Offer or Solicitation Regarding Securities
This Web site includes Contents relating to certain InsPolicy insurance quotes, including offering documentation, Contents referenced in offering documentation, and other materials. Any such Contents are provided only for general informational purposes and do not constitute an offer to sell or a solicitation of an offer to buy any InsPolicy securities. InsPolicy does not intend to solicit and is not soliciting any action with respect to any InsPolicy security through this Web site. All Contents should be read in conjunction with any other Contents or other materials that they expressly supplement or that are incorporated by reference therein. All Contents relating to securities should be read in conjunction with the appropriate offering circular or prospectus and any applicable supplement thereto.
Contents are current only as of the date of such Contents. The securities mentioned in Contents may not be eligible for sale in certain jurisdictions or to certain persons. Investors considering purchasing a InsPolicy security should consult their own financial and legal advisors for information about such security, the risks and investment considerations arising from an investment in such security, the appropriate tools to analyze such investment, and the suitability of such investment in each investor's particular circumstances.
Terms of Securities
The terms of any particular issue of securities are governed by applicable documents establishing such terms. In the event of any inconsistency between the information in Contents regarding an issue of securities and the terms specified in, or determined pursuant to, the documents establishing the terms of such issue, the terms so specified or determined shall prevail.
Forward-Looking Statements
Certain statements made on our Web site are "forward-looking statements" relating to matters such as InsPolicy's anticipated financial performance, business prospects, future business plans, financial condition, or other matters. The words "believes," "anticipates," "expects," and similar expressions generally identify forward-looking statements.
Forward-looking statements reflect management's expectations based on various assumptions and management's estimates of trends and economic factors in the markets in which InsPolicy is active, as well as InsPolicy's business plans. As such, forward-looking statements are subject to risks and uncertainties, and InsPolicy's actual results may differ (possibly significantly) from those indicated in such statements.
Not an Insurer
InsPolicy is not an insurer and does not represent itself as an insurer. The www.inspolicy.com website is a vehicle for its users and members to receive competitive insurance quote from multiple carriers.
Unsolicited Ideas
InsPolicy will not be obligated to anyone disclosing unsolicited ideas to InsPolicy personnel. The purpose is to avoid potential misunderstandings or disputes when InsPolicy's business activities might seem similar to ideas submitted to InsPolicy.
Absent any written agreement to that effect, the disclosure of ideas to InsPolicy for new products, enhancements, features, innovations or inventions, or of any ideas of any sort that may be related to InsPolicy's business, is governed by the following terms:
InsPolicy is in no way obligated to the disclosing party,
InsPolicy is not obligated to keep the idea disclosure confidential,
InsPolicy is not obligated to compensate the disclosing party for use of the idea, and
InsPolicy expects that, if the disclosing party wants to protect his/her ideas, he/she will have filed a patent application prior to the submission of such ideas to InsPolicy.
If you are a third party not otherwise subject to an agreement with InsPolicy governing such disclosures, you must agree to these terms prior to contacting any InsPolicy staff and execute and submit the Unsolicited Ideas Disclosure Agreement. If, despite our request that you execute the Unsolicited Ideas Disclosure Agreement, you still submit your ideas to InsPolicy, then regardless of what you or your letter say, the above terms shall apply to your idea submission.
If you do not agree to these terms, do not contact any InsPolicy personnel about your idea.
Applicable Laws
InsPolicy operates this site from its offices within the United States of America. InsPolicy makes no representation that Contents in the site are appropriate or available for use in other locations, and access to Contents from jurisdictions where illegal is prohibited. Those who choose to access this site do so on their own initiative and are responsible for compliance with applicable laws of their jurisdictions. The conditions and qualifications contained herein will be construed in accordance with the laws of the District of Columbia, United States of America, without regard to its conflict of law provisions.
Reservation of Rights
All Contents (including, without limitation, the graphics, icons, and overall appearance of the InsPolicy Web site and the Contents) are the property of InsPolicy. InsPolicy does not waive any of its proprietary rights therein including, but not limited to, copyrights, trademarks, and other intellectual property rights. Use of any applications on this Web site is governed by the applicable license agreements, as referred to in "Business Applications" above, or other agreements between the user and InsPolicy. Except as authorized by such agreements, this Web site may not be used for any commercial purpose without the prior written consent of InsPolicy. The availability of any Contents through this Web site shall under no circumstance constitute a transfer of any copyrights, trademarks, or other intellectual property rights of InsPolicy to any Web site user or any third party. This Web site and the Contents are protected by U.S. and international copyright laws, both as individual works and as a compilation. You may not delete any copyright or similar notice from any Contents you obtain from this Web site.
