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State DUI (Driving Under the Influence) Laws;
All states have drunk driving laws. Most states refer to drunk driving as DUI; more info…

Approved auto insurance repair facilities:
Most states require insurers and body shops to disclose to consumers the use of after market auto (OEM) parts. Search for your state’s rules or find states that use certain regulations.
more info...

Highway Safety Statistics;
This link provides you with up to date information on safety issues as well as information about vehicle safety ratings, research statistics, laws and regulations, news releases and current news reports. more info...

Auto Recalls;
At this link you’ll find information from the National Highway Traffic Safety Administration’s available Database Files. Each search engine displays a brief description of what it does. more info...

Statewide Insurance requirements;
At this link you will find lemon laws, drivers license, registration, title information and insurance requirements. more info...

Insurance Company Ratings:
This link provides the consumer with insurance information as well as access to current auto news, events, auto ratings and analysis, news research as well as products and services. more info...

Insurance Information;
Links to information about Auto Insurance as well as Life, Home Business, Travel, Health, Disability and Long Term Care Insurance. more info...

Standard & Poors;
This site provides the consumer with access to information about the financial strength ratings of insurance companies, plus detailed financial Insurer Profiles on nearly 4,000 companies. more info...

Insurance News Network;
Links to a key provider of insurance industry information, with a goal of keeping insurance professionals current on critical, need-to-know industry news. Helping industry professionals to make better, faster and more informed decisions. more info...
 
 
Home Insurance
 

InsPolicy.com provides home insurance quotes in all states throughout the U.S. Getting an insurance quote is FAST and FREE! Recieve multiple quotes from the carriers you select. In addition, you can even be reminded of important dates, such as your policy renewals. In addition to free home insurance quotes, search our site for informative insurance information.



Why should I take a home inventory?

Can you remember all the possessions you have accumulated throughout the years, their value and replacement cost? Having a current inventory of your belongings will help to get your insurance claim settled quicker, as well as verify your losses for tax purposes and help you determine exactly how much insurance you need to purchase.

Begin by making a list of your possessions, describe each item note where you bought it and its make and model. Clip to your list any sales receipts, purchase contracts, and appraisals you have. For major appliance and electronic equipment, record their serial numbers usually found on the back or bottom.

Starting an inventory can be easier for those just setting up a household. However if you have been living in the same house for a long time it can be a daunting task! Nevertheless even an incomplete inventory is better than none at all. You can begin with your most recent purchases then add the things you can remember.

Expensive items such as jewelry, collectibles, antiques, and artwork may have increased in value since you purchased them. It is advisable to have these appraised to be sure they are adequately insured. In addition to the list you can take pictures of rooms and specific items. Note on the back of photos where you bought the item. You can also videotape your home and it's contents.

Finally, however you choose to document your possessions keep you inventory in a safe deposit box. Remember to add any significant purchases to your inventory list as soon as you receive them to keep your inventory up to date.

 


Home Insurance Links
What is Home Insurance?
Do I have to have homeowners insurance?
Are there different policies?
If you rent your home?
Why should I take a home inventory?
How to protect your home from theft
What is a standard homeowners policy?