Highway Safety Statistics; This link provides you with up to date information on safety issues as well as information about vehicle safety ratings, research statistics, laws and regulations, news releases and current news reports. more info...
Auto Recalls; At this link you’ll find information from the National Highway Traffic Safety Administration’s available Database Files. Each search engine displays a brief description of what it does. more info...
Statewide Insurance requirements; At this link you will find lemon laws, drivers license, registration, title information and insurance requirements. more info...
Insurance Company Ratings: This link provides the consumer with insurance information as well as access to current auto news, events, auto ratings and analysis, news research as well as products and services. more info...
Insurance Information; Links to information about Auto Insurance as well as Life, Home Business, Travel, Health, Disability and Long Term Care Insurance. more info...
Standard & Poors; This site provides the consumer with access to information about the financial strength ratings of insurance companies, plus detailed financial Insurer Profiles on nearly 4,000 companies. more info...
Insurance News Network; Links to a key provider of insurance industry information, with a goal of keeping insurance professionals current on critical, need-to-know industry news. Helping industry professionals to make better, faster and more informed decisions. more info...
Health Insurance
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InsPolicy.com provides health insurance quotes in all states throughout the U.S. Getting an insurance quote is FAST and FREE! Receive multiple quotes from the carriers you select. In addition, you can even be reminded of important dates, such as your policy renewals. In addition to free health insurance quotes, search our site for informative insurance information.
Group Insurance Plans
Most Americans can get health insurance through their employer or are covered because a family member has Insurance at work. This is called group insurance. Group health insurance is typically the least expensive health insurance. In most cases, the employer pays part or all of the cost.
All well and good however what happens if you or your family member leaves the job? You will lose your employer-supported group coverage. You may be able to keep the same policy, but you will have to pay for it yourself. This will certainly cost you more than group health insurance coverage for the same, or less, protection. A Federal law called COBRA makes it possible for most people to continue their group health insurance coverage for a period of time. This law requires that if you work for a business of 20 or more employees and leave your job or are laid off, you can continue to get health insurance coverage for at least 18 months. You will be charged a higher premium than when you were working for many people the cost is prohibitive.
You also will be able to get health insurance under COBRA if your spouse was covered but now you are widowed or divorced. If you were covered under your parents' group plan while you were in school, you can also continue in the plan for up to 18 months under COBRA until you find a job that offers you your own health insurance.
You should know however, the cost of the monthly premiums for COBRA can come as quite a shock if you're accustomed to you employer picking up most of your health insurance tab through pretax paycheck deductions. COBRA coverage for a family can run $500+ a month, and well over $200 a month for an individual. Depending on which State you reside COBRA may not necessarily be the best deal for you. If you are looking At Ins-Policy you can shop around for multiple health insurance quotes. You may find joining a short term insurance plan to be much less expensive than continuing your current insurance under COBRA.
If your employer does not offer group health insurance, you might be able to eligible group insurance through membership in a labor union, professional association, club, or other organization.
