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Links to information about Auto Insurance as well as Life, Home Business, Travel, Health, Disability and Long Term Care Insurance. more info...

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Choosing an Assisted Living Facility
 

InsPolicy.com provides long term insurance quotes in all states throughout the U.S. Getting an insurance quote is FAST and FREE! Receive multiple quotes from the carriers you select. In addition, you can even be reminded of important dates, such as your policy renewals. In addition to free long term insurance quotes, search our site for informative insurance information.



An assisted living facility is designed to meet your personal service needs, housing needs and health care needs. The residence may be part of a retirement community, nursing home, or elderly housing facility, or it may be an independent building on its own campus. Your accommodations may be single room, double rooms, or kitchen-equipped apartments.

Assisted living/residential care services typically include:

  • Meals
  • Assistance with daily living activities, such as: bathing, dressing,
  • eating, toileting
  • Help with medications
  • Housekeeping
  • Laundry
  • Transportation
  • Shopping

Choosing an assisted living residence

Visit several assisted living or residential care facilities before making a choice. Each assisted living facility offers its varying services and fees and each has it own unique atmosphere. When visiting the facilities be sure to examine the facility for cleanliness; lighting, adequate handrails, especially in bathrooms, and ways patients can call for help in an emergency. Observe the staff and their interaction with residents. Are they respectful and friendly? And talk to residents. Are the satisfied with the accommodations, care received, and life at the assisted living facility?

Ask these questions when visiting the facilities:

What types of accommodations are offered?

What types of services are available?

Are the services provided by employees or contractors?

How much input do residents have in their daily schedules and care?

What’s included in the rate? What services are extra?

What social and recreational activities exist?

What level of care does the facility provide? Will you have to move if you need more care later on?

What is the facility's licensing status? Ask to see a recent state licensing inspection report.

Long Term Care Insurance and Assisted Living Facilities

Most long term care insurance policies do cover assisted living facilities and residential care facilities. Be sure to review your policy to determine if assisted living facilities are covered as part of your insurance.


Long Term Care Insurance
Long Term Care Insurance Resources by State
Tax Deductions for LTC Insurance Premiums
Choosing an Assisted Living Facility
Three Reasons to Consider L.T.C. Insurance
What is LTC Insurance?
Why Buy LTC Insurance?
What are the Cost Factors?
Covered Long Term Care Facilities and Services
Myths and Facts about L.T.C. Ins.
Long-Term-Care-Insurance Rates
Long-Term-Care and Medicaid
Money Saving Tips on Long Term Care Insurance
Long-Term-Care-Insurance Shopping Tips
Choosing the Right Long-Term-Care Insurance Company
Five Questions to Help You Shop for Long-Term-Care Insurance
Insurance Terms