Auto Owners Insurance Glossary
Deductible.
The amount an insured person must pay before the insurance company pays the remainder of each covered loss, up to the policy limits.
Defensive Driver Course.
These are classes either offered through or approved by Departments of Motor Vehicles to enhance driving skills. These courses may make drivers eligible for discounts on their premiums. Courses taken for traffic school because of a moving violation are not eligible.
Drive-Other-Car Endorsement.
Optional coverage that broadens the definition of a covered auto to include non-owned vehicles the insured person operates.
Driver Education.
State accredited educational course that consist of at least 30 hours of professional classroom instruction.
Driver Training.
State accredited training course that consists of at least six hours of behind-the-wheel professional instruction.
|
